Traditional banks don’t help you get ahead. Swell brings together everything you need to manage spend, tackle debt, and grow your money. Join our community and let’s work together to change the system.
Together we are rich
The power of Swell is our community of “strivers”—thousands of people who want to work together to grow their wealth and change the system. Swell launches in 2022, but you can join the #SwellMoney community today and get early access and updates. The more people in our community, the more powerful we are together.
Cash and credit that work together
It starts with Swell CashSM and Swell CreditSM, the first integrated deposit account and line of credit built to help you spend less than you make (and pay down your debt).
Our take on investing
Tried and true, and shiny and new
Swell offers the best of both worlds—we combine a digital finance app with access to secure banking services.
Swell helps you replace your old bank account, credit cards, and other personal loans. Deposits in your Swell Cash account with Central Pacific Bank are FDIC-insured,* and we use the best technology to keep your data (and money) safe and private.
We’re just getting started! Join the Swell Community today and get a Founding Member number that gives you access to the latest updates and special perks! Break away from your old bank and start making money moves with thousands of strivers like you who want to get ahead.
Note: Automated overdraft functionality likely will not be available until November 1, 2022. Credit approval and availability on your Swell Credit line required. The following transactions from your Swell Cash account (up to an aggregate limit of $100 at any one time) are eligible for overdraft protection, and you agree that you are responsible for Overdraft Advances made to cover the following transactions: (i) debit card transactions (including PIN and signature transactions), (ii) pre-authorized ACH transactions (including transactions scheduled using Swell BillPay), and (iii) cash withdrawals at ATMs. Swell Credit Overdraft protection does not apply to other transactions. For more details about Swell Credit Overdraft, see Sections 14, 15 and 16 of the Swell Credit Account Terms and Conditions and Section IV.L of the Swell Cash Deposit Account Agreement and Disclosures.
Investments made available via the Swell Compound are not FDIC-insured and are not sponsored by or offered by Central Pacific Bank or any other insured depository institution.