Traditional banks don’t help you get ahead. Swell brings together everything you need to manage spend, tackle debt, and grow your money. Join our community and let’s work together to change the system.
Together we are rich
The power of Swell is our community of “strivers”—thousands of people who want to work together to grow their wealth and change the system. Swell launches in 2022, but you can join the #SwellMoney community today and get early access and updates. The more people in our community, the more powerful we are together.
Cash and credit that work together
It starts with Swell CashSM and Swell CreditSM, the first integrated deposit account and line of credit built to help you spend less than you make (and pay down your debt).
Our take on investing
Tried and true, and shiny and new
Swell offers the best of both worlds—we combine a digital finance app with access to secure banking services.
Swell helps you replace your old bank account, credit cards, and other personal loans. Deposits in your Swell Cash account with Central Pacific Bank are FDIC-insured,* and we use the best technology to keep your data (and money) safe and private.
We’re just getting started! Join the Swell Community today and get a Founding Member number that gives you access to the latest updates and special perks! Break away from your old bank and start making money moves with thousands of strivers like you who want to get ahead.
The Swell Cash account has a special feature that pays a higher interest rate (Reward Interest Rate) and APY on Tier 1 balances if you meet BOTH of the following transaction requirements during the calendar month:
10 or more debit card transactions (point of-sale purchases) post to your account during the month totaling $75 or more (ATM transactions do not qualify); and
A qualified direct deposit of $500 or more credited to your account during the month.