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APP LAUNCH 2022

Make smart
money moves

Traditional banks don’t help you get ahead. Swell brings together everything you need to manage spend, tackle debt, and grow your money. Join our community and let’s work together to change the system.

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Swell Debit Mastercard®

“Let’s face it—our financial system is rigged in favor of the wealthy.

I founded Swell to make the best money moves available to everybody. It’s my personal mission.”

- Kevin Dahlstrom, Founder
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Together we are rich

The power of Swell is our community of “strivers”—thousands of people who want to work together to grow their wealth and change the system. Swell launches in 2022, but you can join the #SwellMoney community today and get early access and updates. The more people in our community, the more powerful we are together.

Cash and credit that work together

It starts with Swell CashSM and Swell CreditSM, the first integrated deposit account and line of credit built to help you spend less than you make (and pay down your debt).

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Swell Cash

A bank deposit account with no monthly fees, no overdraft charges, and up to a 1.25% Annual Percentage Yield (APY).1
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Swell Credit

Designed to help you tackle debt—cover purchases and access cash with one click.

WHAT’s Next

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Swell Compound

WHAT’s Next

Our take on investing

Get access to exclusive private market deals. Accumulate assets right alongside the wealthiest, smartest investors.

Tried and true, and shiny and new

Swell offers the best of both worlds—we combine a digital finance app with access to secure banking services.

Swell helps you replace your old bank account, credit cards, and other personal loans. Deposits in your Swell Cash account with Central Pacific Bank are FDIC-insured,* and we use the best technology to keep your data (and money) safe and private.

Your money is secure
APP LAUNCH 2022
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APP LAUNCH 2022

We’re just getting started! Join the Swell Community today and get a Founding Member number that gives you access to the latest updates and special perks! Break away from your old bank and start making money moves with thousands of strivers like you who want to get ahead.

The Swell Cash account has a special feature that pays a higher interest rate (Reward Interest Rate) and APY on Tier 1 balances if you meet BOTH of the following transaction requirements during the calendar month:

10 or more debit card transactions (point of-sale purchases) post to your account during the month totaling $75 or more (ATM transactions do not qualify); and

A qualified direct deposit of $500 or more credited to your account during the month.

See full details

Together we can make smart money moves.

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Make smart money moves.

App Launch 2022
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Swell Financial, Inc. is a technology company, not a bank. Swell is not a member of the FDIC, and not all products and services promoted and supported by Swell benefit from FDIC deposit insurance.


*Banking services and line of credit services are provided by Central Pacific Bank, Member FDIC. The Swell Cash deposit account product, for which Central Pacific Bank is the depository, is FDIC-insured for deposits up to $250,000 per depositor. The Swell Debit Mastercard® is issued by Central Pacific Bank pursuant to a license from Mastercard and may be used everywhere Mastercard debit cards are accepted. Qualifications to open a Swell Cash account and Swell Credit line are set by Central Pacific Bank. See here for more details on product qualifications.

©2022 Swell Financial, Inc. All Rights Reserved.