nothing Swell about fees
Traditional banks make billions by nickel and diming you with fees. Swell Cash keeps fees to a minimum and doesn’t hide anything in the small print.1
Say “no” to fees and
”yes” to Swell
Growing your money is hard enough without unexpected bank fees eating away at your hard-earned cash. That’s why Swell Cash gives you:
No monthly account fees or minimum balance fees.
No overdraft fees.2
24/7 mobile banking using the Swell app.
Fee-free cash withdrawals at 45,000+ Allpoint ATMs nationwide.3
View, download and save your electronic statements for free from the Swell App (if you need a paper statement, we can send you one for $10)
Click here for the most recent Swell Cash Deposit Account Fee Schedule.
Note: Automated overdraft functionality likely will not be available until May 2023. Credit approval and availability on your Swell Credit line required. The following transactions from your Swell Cash account (up to an aggregate limit of $100 at any one time) are eligible for overdraft protection, and you agree that you are responsible for Overdraft Advances made to cover the following transactions: (i) debit card transactions (including PIN and signature transactions), (ii) pre-authorized ACH transactions (including transactions scheduled using Swell BillPay), and (iii) cash withdrawals at ATMs. Swell Credit Overdraft protection does not apply to other transactions. For more details about Swell Credit Overdraft, see Sections 14, 15 and 16 of the Swell Credit Account Terms and Conditions and Section IV.L of the Swell Cash Deposit Account Agreement and Disclosures.
$2.50 for out-of-network ATM transactions; out-of-network ATM operators also may charge fees. Other fees such as third-party and cash deposit fees may apply. Click here to see in-network ATM locations. Note: As of 09.27.2022, CPB is not charging ATM fees for non-Allpoint network ATM transactions.
Swell Cash and Swell Credit are not available in all states. See www.swellmoney.com/qualifications for more details.