nothing Swell about fees
Traditional banks make billions by nickel and diming you with fees. Swell Cash keeps fees to a minimum and doesn’t hide anything in the small print.1
Say “no” to fees and
”yes” to Swell
Growing your money is hard enough without unexpected bank fees eating away at your hard-earned cash. That’s why Swell Cash gives you:
No monthly account fees or minimum balance fees.
No overdraft fees.2
24/7 mobile banking using the Swell app.
Fee-free cash withdrawals at 45,000+ Allpoint ATMs nationwide.3
Mobile check cashing (with 10 business days availability). Or get immediate funds availability for a fee of 2-5% of the check amount.
View, download and save your electronic statements for free from the Swell App (if you need a paper statement, we can send you one for $10)
We’re just getting started! Join the Swell Community today and get a Founding Member number that gives you access to the latest updates and special perks! Break away from your old bank and start making money moves with thousands of strivers like you who want to get ahead.
Click here for the most recent Swell Cash Deposit Account Fee Schedule
Credit approval and availability on your Swell Credit line required. The following transactions from your Swell Cash account are eligible for overdraft protection, and you agree that you are responsible for Overdraft Advances made to cover the following transactions: (i) debit card transactions (including PIN and signature transactions), (ii) pre-authorized ACH transactions (including transactions scheduled using Swell BillPay), and (iii) cash withdrawals at ATMs. Overdraft Protection does not apply to other transactions.
$2.50 for out-of-network ATM transactions; out-of-network ATM operators also may charge fees. Other fees such as third-party and cash deposit fees may apply. Click here to see in-network ATM locations.