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    • Union (2) Mobile Banking
    • Union (4) No Hidden Fees
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Make money moves on the move

Swell is mobile-first, so you never have to set foot inside a bank. Plus, you can get cash fee-free at 45,000+ Allpoint Network ATMs nationwide.1 That’s how Swell helps you make smart money moves anytime, anywhere.

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A powerful app built for the modern striver

With the Swell App, banking services are only a swipe away. You can:

01 Find Nearby ATMs

Find nearby, in-network ATMs on the web and coming soon to the app. 

03 Manage Settings

Manage your Swell Cash Debit Mastercard® (lock/unlock, alerts and more).

05 Access Funds

Easily borrow money from your Swell Credit account.2

06 Digital Card

Coming soon: Instantly view your digital debit card.

07 Direct Deposit

Coming soon: Budgeting tools to help you manage spending and save money.

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Swell is officially here!

Join our waitlist, and we’ll send you an exclusive invitation code as soon as we can.3  Break away from your old bank and start making money moves with thousands of strivers like you who want to get ahead. Join the waitlist today!

Click here  to find an in-network ATM.  Out-of-network ATM transactions are $2.50; out-of-network ATM operators also may charge fees. Other fees such as third-party and cash deposit fees may apply.

Must have an open and active Swell Credit account in good standing. Qualifications to open a Swell Cash account and Swell Credit line are set by Central Pacific Bank. See here for more details on product qualifications.

Swell Cash and Swell Credit are not available in all states. See www.swellmoney.com/qualifications for more details.

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Make smart money moves.

App Launch 2022
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Company

  • About
  • Contact
  • FAQs
  • Press

Resources

  • Privacy
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Benefits

  • Adding Funds
  • Early Paycheck
  • Fee-Free ATMs
  • Mobile Banking
  • No Hidden Fees
  • One App
  • Swell Debit Mastercard®

Community

  • Our Community
  • Compounding Podcast
  • Striving Blog
Swell Financial, Inc. is a technology company, not a bank. Swell is not a member of the FDIC, and not all products and services promoted and supported by Swell benefit from FDIC deposit insurance.


*Banking services and line of credit services are provided by Central Pacific Bank, Member FDIC.  Click here  to view CPB's Privacy Policy for the Swell program. The Swell Cash deposit account product, for which Central Pacific Bank is the depository, is FDIC-insured for deposits up to $250,000 per depositor. The Swell Debit Mastercard® is issued by Central Pacific Bank pursuant to a license from Mastercard and may be used everywhere Mastercard debit cards are accepted. Qualifications to open a Swell Cash account and Swell Credit line are set by Central Pacific Bank. See here for more details on product qualifications.

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