Make money moves on the move

Swell is mobile-first, so you never have to set foot inside a bank. The Swell App supports mobile check cashing.1 Plus, you can get cash fee-free at 45,000+ Allpoint Network ATMs nationwide.2 That’s how Swell helps you make smart money moves anytime, anywhere.

paper airplanes paper airplanes

A powerful app built for the modern striver

With the Swell App, banking services are only a swipe away. You can:

01 Find Nearby ATMs

Find nearby, in-network ATMs.

02 Notifications

Get notified the moment your paycheck arrives.

03 Manage Settings

Manage your Swell Cash Debit Mastercard® (lock/unlock, alerts and more).

04 Travel Notice

Submit a travel notice so your money works for you wherever you go.

05 Access Funds

Easily borrow money from your Swell Credit account.3

06 Digital Card

Instantly view your digital debit card.

07 Direct Deposit

Coming soon: Budgeting tools to help you manage spending and save money.

APP LAUNCH 2022
Swell Community Member Swell Community Young Member (little girl)
APP LAUNCH 2022

We’re just getting started! Join the Swell Community today and get a Founding Member number that gives you access to the latest updates and special perks! Break away from your old bank and start making money moves with thousands of strivers like you who want to get ahead.

Mobile check cashing (with 10 business day availability). Or get immediate funds availability for a fee of 2-5% of the check amount.

Click here  to find an in-network ATM.  Out-of-network ATM transactions are $2.50; out-of-network ATM operators also may charge fees. Other fees such as third-party and cash deposit fees may apply.

Must have an open and active Swell Credit account in good standing. Qualifications to open a Swell Cash account and Swell Credit line are set by Central Pacific Bank. See here for more details on product qualifications.