Make Bank with Swell Cash

Swell Cash is the first checking account designed to help you get ahead — from early paychecks to fee-free withdrawals and so much more. Start making bank with Swell Cash today.

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Now Pay Day Always Comes Early

With Swell Cash, you can access your paycheck up to two days early.1 That’s two extra days for you to make smart money moves, like making an investment or adding to your savings. 

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Wherever You Go, Your Cash Is Waiting

Make withdraws from your Swell Cash fee-free from over 45,000 Allpoint ATMs nationwide using your Swell Debit Mastercard®.2

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No Sneaky Fees

No monthly account fees. No minimum balance fees. No withdrawal fees from over 45,000 touchpoint ATMs. Around here, we keep fees to a bare minimum and never hide anything in fine print.3

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One Fine-Looking Piece of Plastic

Pay for stuff virtually anywhere with your Swell Debit Mastercard®. It’s contactless, full of benefits, and easy on the eyes if we do say so ourselves.

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Swell is officially here!

Join our waitlist, and we’ll send you an exclusive invitation code as soon as we can.4  Break away from your old bank and start making money moves with thousands of strivers like you who want to get ahead. Join the waitlist today!

Early paycheck depends on the timing of the submission of the payment file from the payer. Funds are made available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.

Find an in-network ATM. Out-of-network ATM transactions are $2.50; out-of-network ATM operators may charge fees. Other fees such as third-party and cash deposit fees may apply.

Check out the most recent Swell Cash Deposit Account Fee Schedule.