Swell Compound:

Our Take on Real Estate Investing
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Swell Compound unlocks exclusive investment opportunities typically reserved for rich people. With just $1,000, you can get in on real estate deals that usually require minimum investments of $100,000+. Easily keep track of your Swell Compound investments in the Swell app. Coming soon!

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Invest Like the “Big Guys” for Just $1,000

Your investment journey starts here.

Banks offer better investments, better loans, and better perks to their wealthiest customers. We think everyone deserves access to the best financial products and opportunities. That’s why we created Swell Compound.

Swell Compound levels the playing field by giving you access to exclusive real estate investment opportunities normally available only to rich people. With Swell Compound, you can invest like the “big guys” for as little as $1,000.

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Swell Compound FAQs

When will Swell Compound be available?

Swell Compound is coming sometime in 2023. Join the waitlist now, and while you wait check out everything else the Swell App has to offer.

What types of investments will be offered?

Swell Compound intends to focus on high-quality real estate investments, such as apartment complexes; industrial warehouses; and luxury, short-term rental properties.

How much will I need to invest?

Usually, similar real estate deals require an investment of $100,000 or more. With Swell Compound, you can get in for as little as $1,000. And, you don’t need to be an accredited investor.

What’s an accredited investor?

“Accredited investor” is a term defined by federal securities laws. Generally, an “accredited investors” is an individual who (a) has income that exceeded $200,000 (or $300,000 with a spouse) in each of the prior two years, and expects the same for the current year, OR (b) has a net worth over $1 million, either alone or with a spouse (excluding the value of the person’s primary residence). Accredited investors tend to be wealthy, sophisticated investors. Frequently some riskier investments are limited to accredited investors who are presumed to better understand the risks of investing and can afford to lose the money they invest.

The idea is to protect new, less experienced investors from getting hurt by risky ventures, but it can create an uneven playing field that Swell Compound is out to fix.

How do I participate in Compound?

Information on Compound will be shared prior to its launch to all Swell Customers and the Swell Compound wait list. Join the waitlist today or get the Swell App and apply for Swell Cash and Swell Credit.


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Investments made available via Swell Compound are not FDIC-insured and are not sponsored by or offered by Central Pacific Bank or any other insured depository institution.

Solicitation of Interest Statement: The information contained herein and the survey below together may constitute a “solicitation of interest” under federal securities law. Swell Compound does not intend to solicit or accept from you any money or other consideration, nor any commitment from you (binding or otherwise), in respect of any securities or investment opportunities discussed in this message. Your requesting information about or reviewing information about Swell Compound is for Swell’s informational purposes only and does not commit you to participate in any securities or investment opportunities promoted by Swell now or in the future.

  • No money or other consideration is being solicited, and if sent in response, will not be accepted;
  • No offer to buy any securities can be accepted and no part of any purchase price can be received until an offering statement is qualified, and any such offer may be withdrawn or revoked, without obligation or commitment of any kind, at any time before notice of its acceptance given after the qualification date;
  • Your indication of interest involves no obligation or commitment of any kind;
  • After the public filing of an offering statement: Swell will provide to you (i) information about the party from whom a copy of the most recent version of the Preliminary Offering Circular may be obtained, including a phone number and address of such party; (ii) the URL where such Preliminary Offering Circular, or the offering statement in which such Preliminary Offering Circular was filed, may be obtained; or (iii) a complete copy of the Preliminary Offering Circular.